What can long-term care do for you? 

Long Term Care

We have all worked hard to make sure the financial security needs of our families have been met. We have saved for retirement, bought Life Insurance to cover an untimely death, Disability Insurance for the unforeseen change in health.

But have we considered one of the most costly and unexpected changes associated with Long Term Care. Did you know that 70% of people turning 65 today can expect to use some form of Long Term Care during their lives. Of those who receive Long Term Care assistance, most Live at home or in a community setting. According to Genworth, a private room in a nursing home averaged $92,378 in 2016, and a home health aide averaged $46,332.

Medicare and other forms of Insurance do not pick up the tab, because Long Term Care is not considered a medical expense.
Unless you feel you can self-Insure or you would qualify for Medicaid, which occurs when you exhaust your resources and meet this governments program’s other eligibility requirements, you should consider purchasing Long Term Care Insurance.
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Let Trawick Financial help you design a plan to fit the needs of your client. To protect the valuable assets they have spent a life time securing for the well-being of their families. ​

Disability insurance 

​According to the US Commerce Dept., nearly 1 in 5 people living in the United States will suffer a disability lasting more than a year before the age of 65.
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17.5% of people who become disabled are employed. Today there are over 54 million people considered disabled in the U.S.
A disability can strike anyone at any time. The income earnings needed for your family and or business can disappear overnight. Would you be ready for the unexpected if this should happen?
 
We can help you with White or Blue Collar workers, Overhead Expense and people with special occupations such as Professional Athletes.
Give us a call to help you with your next Disability case.
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For Long-Term Care and Disability Income
Call toll free (800)-467-8341